how can i have a good retirement plan even when iam 60 ?

When it’s time to retire, replacing your work paycheck with a retirement income requires a solid strategy. Learn how to structure the most effective plan.

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Furthermore, those individuals who think will be enough are fooling themselves. That program was never intended to and never will take the place of good retirement planning, for employer or employee. There will always be a need to supplement this government provision. Individuals who are able to supplement this base income with other sources that greatly improve income potential over the course of a retirement.

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You might be thinking, why should I think about retirement now? I’m young and fit, I can think about it later. This procrastination can be a costly and financially dangerous mistake. Everyone should be looking to the future and planning for the day that they will no longer want or be able to work to earn a livelihood. The fact is, average life expectancy in the US is 78.2 years. Most people will retire well before that age.

Design your retirement plan to help employees be prepared for retirement and make informed financial decisions.

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When you begin to plan you will need to gather some tools and information in order to get a complete picture of your retirement options and goals. You will need:

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Choose from a variety of retirement plans or combine services under one roof for a total retirement solution with Principal Total Retirement SuiteSM. We’re here for you, no matter what.

Are you within 5 years of retiring

Great post! Retirement planning is vitally important. The fact remains that the more you procrastinate planning, the more difficult it is to “catch up”. But, it’s never too late! Get additional tips and financial advice on “Safe Money Talk” airing on CBS The Big Talker 1580am each Friday between 9am and 10am. Learn how to keep your money safe!

Mutual of Omaha Retirement Services is a marketing name for the Retirement Plans Division of Mutual of Omaha Insurance Company.

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As you go through the decision making and planning process you need to keep your goals in the forefront and decide what is going to be the best way to get there. There are many retirement planning sites on the Internet with a wealth of knowledge to share. These range from to sites that charge for their services. A bit of savvy searching should lead you to a site to fit your needs and help you meet your goals.

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Retirement Plans - Retiring Options

When it comes to saving for retirement, your employer’s retirement plan isn’t the only option. Consider adding other types of accounts to your portfolio too.

Review the retirement plans, personal investment options and fund choices available to you

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